A woman sorting tomatoes at a vegetable market in Uganda

Parish SACCOs at the Crossroads: PDM's Trillion-Shilling Test of Repayment

By Kaza Research Desk · 4 min read

Selected by the desk

Nakasero Market, built in 1927, in Kampala

Opinion & AnalysisSubscribers

Shs9 billion back from Shs3 trillion out: the uncomfortable arithmetic of PDM recovery

The Auditor General's latest findings show the Parish Development Model disbursing faster than it can track, and recovering far less than its revolving design demands.

By Kaza Research Desk · 30 Sept 2026 · 4 min read

SACCOs & FinanceSubscribers

Wendi's Shs240b question: can a SACCO wallet turn deposits into credit?

Pearl Bank's digital wallet has signed up close to 11,000 SACCOs and grown balances fivefold. The harder test is whether that data builds credit histories for the unbanked.

By Kaza Research Desk · 2 Sept 2026 · 4 min read

Agricultural Cooperatives

Dry Spell Tests Ankole's Dairy Co-operatives as Milk Volumes Collapse

A drought stretching from May into August 2026 has cut supplies, pushed retail milk to Shs3,000 a litre and left co-operative coolers half-empty.

By Kaza Research Desk · 27 Aug 2026 · 4 min read

Muduuma Health Centre in Mityana District

Health CooperativesSubscribers

Below One Percent: Can Community Schemes and SACCOs Close Uganda's Health Insurance Gap?

Most Ugandans still pay for treatment in cash. Community-based schemes, health co-operatives and SACCO-linked microinsurance are trying to change that.

By Kaza Research Desk · 24 Jun 2026 · 4 min read

Vol. I · No. 5|The Kaza Editorial Stance

CooperativesinMotion

This is not a static archive. It is the record and the pulse of a grassroots movement — SACCOs and farms, health and housing, transport and trade — cooperating their way to a different economy. We publish the stories, the policy, and the numbers that make that movement legible.

The Kaza Desk · Kampala

Browse all sections

Four standing rules

Every named quote is on the record. No composite or fabricated sources.
First reference gives full name plus acronym; subsequent use the acronym — SACCO, UMRA, UCSCU.
Financial figures in UGX with thousand separators; USD equivalents only where they clarify.
Every image carries a caption and a credit line.

Across the Sections

The movement, by sector

Opinion & AnalysisSubscribers

Shs9 billion back from Shs3 trillion out: the uncomfortable arithmetic of PDM recovery

The Auditor General's latest findings show the Parish Development Model disbursing faster than it can track, and recovering far less than its revolving design demands.

By Kaza Research Desk · 30 Sept 2026 · 4 min read

SACCOs & FinanceSubscribers

Wendi's Shs240b question: can a SACCO wallet turn deposits into credit?

By Kaza Research Desk · 2 Sept 2026 · 4 min read

Agricultural Cooperatives

Dry Spell Tests Ankole's Dairy Co-operatives as Milk Volumes Collapse

By Kaza Research Desk · 27 Aug 2026 · 4 min read

Calendar

Upcoming events

All events →

MAY04

Webinar

Webinar — Building a SACCO Cyber Security Programme on a Small Budget

Online (Zoom)

MAY06

Training

Tier 4 Compliance Bootcamp — Cohort 12

UMRA Training Centre

MAY13

AGM

Ankole Dairy Cooperative Union — Annual General Meeting

University Inn

From the EditorCooperatives in MotionAllan Rugyampunzi

Editor's desk

A note from the editor

Why we chose this tagline, what you should expect from this publication, and how the editorial team thinks about independence, sponsorship, and sources.

Read the letter All of Allan's pieces

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