Parish SACCOs at the Crossroads: PDM's Trillion-Shilling Test of RepaymentShs9 billion back from Shs3 trillion out: the uncomfortable arithmetic of PDM recoveryWendi's Shs240b question: can a SACCO wallet turn deposits into credit?Dry Spell Tests Ankole's Dairy Co-operatives as Milk Volumes CollapseBelow One Percent: Can Community Schemes and SACCOs Close Uganda's Health Insurance Gap?Parish SACCOs at the Crossroads: PDM's Trillion-Shilling Test of RepaymentShs9 billion back from Shs3 trillion out: the uncomfortable arithmetic of PDM recoveryWendi's Shs240b question: can a SACCO wallet turn deposits into credit?Dry Spell Tests Ankole's Dairy Co-operatives as Milk Volumes CollapseBelow One Percent: Can Community Schemes and SACCOs Close Uganda's Health Insurance Gap?

Multipurpose CooperativesSubscribers

Parish SACCOs at the Crossroads: PDM's Trillion-Shilling Test of Repayment

By Kaza Research Desk

30 September 2026 · 4 min read

A woman sorting tomatoes at a vegetable market in Uganda — Small traders and farmers are the target borrowers of parish SACCOs. · Photo: SharonDawn / Wikimedia Commons, CC BY-SA 4.0

Uganda's Parish Development Model (PDM) has turned more than ten thousand parish Savings and Credit Co-operative Organisations into the channel for the largest grassroots lending programme the country has seen. In November 2025, Finance Minister Matia Kasaija announced a further Shs529 billion release, with each of the 10,589 verified PDM SACCOs receiving Shs50 million, bringing total transfers to Shs3.261 trillion. Each parish, he said, had received at least Shs300 million.

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Sources & references

Is PDM shaping into another fine mess? — Daily Monitor, 2026-09-26
Government releases Shs529bn as PDM enters new phase — Nile Post via AllAfrica, 2025-11-19

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