Research & Data Desk
Reporting compiled by the Kaza Principles research desk from public records, official statements and published news coverage. Every piece lists its sources.
More than Shs3 trillion has flowed through 10,589 parish SACCOs. The Auditor General's 2025 report shows how little has come back.
By Kaza Research Desk · 30 Sept 2026 · 4 min read
The Auditor General's latest findings show the Parish Development Model disbursing faster than it can track, and recovering far less than its revolving design demands.
By Kaza Research Desk · 30 Sept 2026 · 4 min read
Pearl Bank's digital wallet has signed up close to 11,000 SACCOs and grown balances fivefold. The harder test is whether that data builds credit histories for the unbanked.
By Kaza Research Desk · 2 Sept 2026 · 4 min read
A drought stretching from May into August 2026 has cut supplies, pushed retail milk to Shs3,000 a litre and left co-operative coolers half-empty.
By Kaza Research Desk · 27 Aug 2026 · 4 min read
Most Ugandans still pay for treatment in cash. Community-based schemes, health co-operatives and SACCO-linked microinsurance are trying to change that.
By Kaza Research Desk · 24 Jun 2026 · 4 min read
Seven years after Emyooga's launch, district officials are issuing demand notices to SACCO borrowers, exposing gaps in how the enterprise SACCOs were set up.
By Kaza Research Desk · 12 Jun 2026 · 4 min read
At its 20th AGM in Jinja, Wazalendo SACCO chairman Lt Gen Sam Kavuma set out a decade of growth that few Ugandan financial institutions of any kind can match.
By Kaza Research Desk · 6 Apr 2026 · 4 min read
The Cooperative Societies Act, the Tier 4 Act and the MDI Act each claim a piece of the SACCO. The 2020 and 2022 amendments fixed some gaps but not the overlap.
By Kaza Research Desk · 16 Mar 2026 · 4 min read
Shs20m bonuses for well-run Emyooga SACCOs in Kassanda point to a shift from blanket grants to accountability-based support, but the programme's licensing gaps remain.
By Kaza Research Desk · 12 Mar 2026 · 4 min read
Kampala's new transport regulatory plan would ban boda bodas carrying passengers from the city centre and tie every rider to a registered stage.
By Kaza Research Desk · 2 Mar 2026 · 4 min read
A six-month deadline extension and a presidential directive have paused the central bank's push to license large SACCOs, leaving the sector's regulatory future unsettled.
By Kaza Research Desk · 2 Mar 2026 · 4 min read
2025 brought a national cooperative SACCO, record PDM transfers and fresh promises. It also exposed how far the movement still is from the UN's vision of member-owned enterprise.
By Kaza Research Desk · 30 Dec 2025 · 4 min read
Twelve months of soaring volumes and prices have made Uganda Africa's leading coffee exporter. The question for co-operatives is how much of the windfall reaches members.
By Kaza Research Desk · 28 Nov 2025 · 4 min read
The UN's 2025 year for co-operatives ended at the World Summit for Social Development with a political declaration and a proposal to repeat the year every decade.
By Kaza Research Desk · 24 Nov 2025 · 4 min read
Every verified parish SACCO is due Shs50m in the first tranche of FY2025/26, but the bigger question is whether the revolving fund will ever truly revolve.
By Kaza Research Desk · 20 Nov 2025 · 4 min read
With most Kampala households renting and slum housing widespread, Uganda's small housing co-operative movement offers a member-owned route to a decent home.
By Kaza Research Desk · 6 Oct 2025 · 4 min read
SASRA's 2024 supervision report shows a sector growing in assets, loans and members, but with risks in concentration and unremitted deductions. Lessons for Uganda.
By Kaza Research Desk · 3 Oct 2025 · 4 min read
A presidential cash injection into 102 rider SACCOs and a new alliance with taxi operators are reshaping how Kampala's transport workers organise.
By Kaza Research Desk · 25 Sept 2025 · 4 min read
Twenty-five years after the Cooperative Bank collapsed, the movement has launched a national savings and credit society as the first step back. The capital raised so far is modest.
By Kaza Research Desk · 22 Sept 2025 · 4 min read
From cooperative universities to a single fund through the Cooperative Bank, the Uganda Cooperative Alliance's chairperson has laid out an ambitious agenda for government.
By Kaza Research Desk · 3 Jul 2025 · 4 min read
Decades after their stores and lorries were destroyed, many unions are still unpaid, while a parliamentary probe and court cases over earlier payouts cast a long shadow.
By Kaza Research Desk · 8 Apr 2025 · 4 min read
With the National Coffee (Amendment) Act signed in December 2024, coffee regulation moves into the agriculture ministry, and co-operative unions must learn a new address.
By Kaza Research Desk · 27 Dec 2024 · 4 min read
A six-year programme ending in 2024 grew the number of clinics offering co-operative health insurance from 27 to 69, with members paying markedly less for care.
By Kaza Research Desk · 26 Nov 2024 · 4 min read
Founded in 2006 with almost no assets, ACPCU now markets Fairtrade organic coffee for thousands of farmers in south-western Uganda. Finance, training and trust made the difference.
By Kaza Research Desk · 8 Oct 2024 · 4 min read
Eight years after the Tier 4 Act, Uganda's microfinance regulator is moving from sensitisation to enforcement. Here is what the law requires and how far licensing has come.
By Kaza Research Desk · 25 Jun 2024 · 4 min read
The latest national financial-inclusion survey puts SACCOs level with mobile money as the top source of credit, and shows SACCO saving tripling in five years.
By Kaza Research Desk · 8 Jun 2024 · 4 min read
